Know Your Cash Position.
Across Every Property,
In Real Time.
CRELYTIC Cash Management tracks cash positions, reserve balances, and debt service obligations across your entire portfolio — giving you real-time visibility into operating accounts, escrow reserves, and covenant compliance from a single dashboard.
What Sets Cash Management Apart
Five capabilities working together to replace your fragmented cash tracking workflow.
Multi-Property Cash Tracking
See consolidated cash positions across every property in your portfolio from a single view. Operating accounts, money market balances, and restricted cash are aggregated in real time — no more logging into multiple bank portals or waiting for weekly treasurer reports. When cash moves between accounts, the dashboard reflects it immediately so you always know exactly where your liquidity stands.
Portfolio managers tracking 10+ properties can see total available cash, property-level balances, and inter-entity transfers in one view — replacing the morning spreadsheet ritual with live data.
Reserve Account Monitoring
Track every reserve type your portfolio requires — capital expenditure reserves, tenant improvement and leasing commission (TI/LC) escrows, real estate tax escrows, insurance reserves, and replacement reserves. Each account is monitored against required minimums, funding schedules, and lender covenants. When a reserve drops below threshold or a funding deadline approaches, the dashboard flags it before it becomes a compliance issue.
Six reserve categories monitored automatically: CapEx, TI/LC, tax escrow, insurance, replacement, and operating reserves. Each tracked against lender-required minimums with automated threshold alerts.
Debt Service Coverage Tracking
Monitor DSCR across every loan in your portfolio with real-time threshold alerts. The dashboard tracks actual net operating income against debt service obligations, flags properties approaching covenant minimums, and surfaces upcoming balloon payments, rate resets, and maturity dates. When a property's coverage ratio drops below 1.25x, you know immediately — not at the next quarterly lender report.
DSCR is calculated continuously against actual NOI, not projections. When coverage tightens on any property, the alert triggers before you breach a covenant — giving you time to address the issue with your lender proactively.
Cash Flow Forecasting
Project cash inflows and outflows across your portfolio with forward-looking waterfall visualizations. The forecasting engine models rent collections, operating expenses, debt service payments, capital expenditures, and distribution schedules — showing you exactly when cash will be tight and when surpluses will accumulate. Scenario modeling lets you adjust assumptions and see the downstream impact on liquidity.
Waterfall charts visualize the flow from gross receipts through operating expenses, debt service, reserves, and distributions — making it immediately clear where cash is consumed and what remains for investor returns.
Refinancing Impact Analysis
Model interest rate scenarios and identify refinancing opportunities across your debt portfolio. The analysis engine evaluates current loan terms against market rates, calculates potential savings from refinancing, and flags properties where rate resets or balloon maturities create exposure. When rates shift, you can instantly see which loans benefit from refinancing and what the cash flow impact would be across the portfolio.
Rate sensitivity analysis shows the portfolio-wide impact of a 50bps, 100bps, or 150bps rate change — helping you prioritize which loans to refinance first based on total cash flow improvement.
See It In Action
Interactive preview with sample data
DSCR
1.38x
debt service coverage
▲ 2.4% vs prior quarter
LTV
62.4%
loan-to-value
▼ 1.1% vs prior quarter
Cash-on-Cash Return
8.7%
annualized
▲ 0.6% vs prior quarter
Annual NOI
$2.1M
net operating income
▲ 3.2% vs prior year
Cash Allocation
Current reserve distribution by category
Monthly Cash Flow Waterfall
Income through distributable cash -- current month
Property Cash Positions-- reserve status by property
| Property | Cash Balance | DSCR | Reserve Status |
|---|---|---|---|
| Oak Park Multifamily | $842,500 | 1.52x | Funded |
| Riverbend Retail | $318,200 | 1.28x | Partial |
| Summit Industrial | $1,245,000 | 1.41x | Funded |
| Harbor Office Tower | $156,800 | 1.08x | Low |
Built for Every Seat at the Table
From portfolio managers to investors — Cash Management adapts to your role.
For Portfolio Managers
You manage cash positions across 15 properties spanning three funds. Instead of pulling balances from multiple bank portals and consolidating in a spreadsheet every Monday, CRELYTIC Cash Management gives you a single view of all operating accounts, reserve balances, and upcoming obligations. When a property's operating account dips below the two-month expense threshold, you see it immediately — not three days later when the weekly report lands.
For CFOs
Reserve adequacy and lender compliance drive half your reporting workload. Cash Management monitors every reserve account against required minimums — CapEx, TI/LC, tax escrow, insurance — and surfaces shortfalls before your lender does. Quarterly covenant packages that used to take a week to assemble now pull directly from the live dashboard with auditable data trails.
For Lenders
Monitoring DSCR across a loan portfolio means tracking dozens of properties with different reporting cycles. Cash Management provides real-time debt service coverage calculations, covenant compliance status, and early warning alerts when borrowers approach threshold minimums. When a property's DSCR drops below 1.25x, you know immediately — not 60 days later when the borrower's quarterly report arrives.
For Investors
Distribution visibility shouldn't require a phone call to your asset manager. Cash Management shows you the cash flow waterfall for every fund you're invested in — from gross receipts through operating expenses, debt service, reserves, and distributions. Forward-looking forecasts show projected distribution timing and amounts so you can plan around actual cash flow, not estimates.
Platform Capabilities
Frequently Asked Questions
Common questions about CRELYTIC Cash Management and portfolio cash tracking.
Stop Managing Cash in Spreadsheets
Your cash data is scattered across bank portals, property management exports, and weekly treasurer spreadsheets. Every hour your team spends reconciling balances is an hour they could spend optimizing liquidity. CRELYTIC Cash Management gives your team a live command center for every dollar across the portfolio.