AI-Powered CRE Underwriting

Underwrite Smarter. Close Faster. Every Asset Class.

CRELYTIC Engine uses AI to transform raw deal documents into institutional-quality underwriting models — compressing weeks of analysis into minutes, across office, industrial, retail, multifamily, and mixed-use properties.

Plans from $6.99/mo

What Sets Engine Apart

Five capabilities working together to replace your manual underwriting workflow.

Intelligent Document Ingestion

Upload rent rolls, trailing twelve-month operating statements, offering memorandums, and lease abstracts in any format — PDF, Excel, Yardi exports, MRI reports, or AppFolio summaries. CRELYTIC Engine's document intelligence layer extracts, classifies, and structures every data point automatically. No manual entry. No reformatting.

Unlike tools limited to a single document type, Engine cross-references data across multiple source documents simultaneously, flagging discrepancies between rent rolls and T12s, or between OM projections and actual operating history.

Full-Stack Financial Modeling

Engine doesn't just extract data — it thinks with it. The platform automatically generates multi-year cash flow projections, calculates IRR and equity multiples under multiple scenarios, models debt service coverage ratios, and produces detailed waterfall distributions. Every model is fully transparent.

Sensitivity analysis across cap rates, vacancy assumptions, rent growth trajectories, and exit timing. Run ten scenarios before your competitor finishes entering data into their spreadsheet.

Cross-Asset-Class Coverage

Most CRE AI tools force you to pick a lane. CRELYTIC Engine was designed from the ground up to handle every commercial asset class — office, industrial, retail, multifamily, mixed-use, hospitality, self-storage, and specialty properties. One platform. One workflow. Every deal type.

Diversified investment firms and brokerages shouldn't need four different tools for four different asset classes. Engine adapts its modeling framework to the property type, applying the right rent structures, expense assumptions, and valuation methodologies for each.

AI-Driven Risk Scoring

Every deal receives a composite risk score based on quantitative factors — tenant credit quality, lease rollover concentration, market fundamentals, capital expenditure exposure, and debt structure risk. Engine gives you a structured, data-backed starting point so you can focus attention where it matters most.

Set your firm's risk parameters and let Engine flag deals that fall outside your investment criteria before you spend hours on a full underwrite.

Export-Ready Deliverables

Generate investor memos, lender packages, and internal committee presentations directly from your underwriting model. Every output is formatted to institutional standards and includes full source attribution. Export to Excel, PDF, or push directly to your CRELYTIC Property Dashboard for ongoing monitoring.

No more copy-paste marathons: The model, the memo, and the presentation deck all pull from the same verified data set.

See It In Action

Interactive DCF underwriting preview with sample deal data

Westlake Commerce Center

1234 Commerce Drive, Austin, TX 78704

Property Type

Industrial

Rentable SF

320,000 SF

Asking Price

$45.0M

In-Place NOI

$2.7M

Quick-Adjust Assumptions

Purchase Price$45.0M
$30.0M$60.0M
LTV65%
50%80%
Interest Rate5.50%
3.00%8.00%
Exit Cap Rate6.50%
4.00%9.00%
NOI Growth2.00%
0.00%5.00%
Hold Period5 yrs
3 yrs10 yrs

Cost Breakdown

Purchase Price$45.0M
Acquisition Cost$900K
Closing Costs$225K
Origination Fee$293K
Total Cost$46.4M
Less: Loan($29.3M)
Equity Required$17.2M

Debt Summary

Loan Amount

$29.3M

LTV

65%

Interest Rate

5.50%

Amortization

25 yrs

Annual Debt Service

$2.2M

Monthly Payment

$180K

Returns Summary

Levered IRR

8.40%

Unlevered IRR

6.57%

Equity Multiple

1.46x

Avg Cash-on-Cash

4.2%

Going-In Cap

6.00%

Yield on Cost

6.00%

DSCR (Yr 1)

1.25x

IRR Waterfall

Equity In
($15.8M)
Cash Flow
$3.3M
Reversion
$23.0M
Net Gain
$7.3M
Equity Multiple1.46x

Built for Every Seat at the Table

From first-look screening to credit committee — Engine adapts to your role.

For Acquisition Analysts

You receive an OM package at 4 PM with a best-and-final deadline tomorrow morning. Instead of pulling an all-nighter manually keying data into Excel, you upload the entire package to Engine. Within minutes, you have a fully modeled cash flow, sensitivity analysis across three scenarios, and a preliminary risk score. You spend your evening refining assumptions instead of entering data.

For Asset Managers

Your portfolio spans 40 properties across three asset classes. Quarterly reporting used to mean two weeks of spreadsheet consolidation. With Engine feeding into the CRELYTIC Property Dashboard, every property's underwriting model stays current as new operating data flows in. Reforecasting takes minutes, not days.

For Capital Markets Teams

You need to package a 12-property portfolio for disposition. Engine processes the entire rent roll and operating history for every asset simultaneously, producing a standardized financial package that lenders and buyers can rely on. Consistent formatting. Consistent assumptions. Every property modeled to the same institutional standard.

For Lenders & Debt Funds

Evaluate loan requests faster without sacrificing diligence. Engine extracts borrower-submitted financials, cross-references them against property records and market data, and produces a risk-scored credit package. Your credit committee gets a structured analysis — not a pile of PDFs.

Platform Metrics

85%
Faster than manual underwriting
10,000+
Documents processed
8+
Asset classes supported
3x
More discrepancies caught

Frequently Asked Questions

Common questions about CRELYTIC Engine and AI-powered CRE underwriting.

What Is CRE Underwriting Software?

Commercial real estate underwriting software automates the financial analysis required to evaluate a property investment. The underwriting process involves analyzing a property's rent roll, historical operating statements (T12), capital expenditure requirements, market comparables, and financing terms to build a discounted cash flow (DCF) model that projects returns over a 5-10 year hold period. Key outputs include internal rate of return (IRR), equity multiple, cash-on-cash return, net present value (NPV), and debt service coverage ratio (DSCR).

Traditional CRE underwriting has relied on two approaches: custom Excel spreadsheets built by individual analysts (error-prone, no version control, hours of manual data entry) or enterprise platforms like ARGUS Enterprise ($10,000+/year per seat, Windows-only, requires extensive training). Neither approach serves the growing number of CRE professionals who need institutional-quality analysis without the cost, complexity, or time investment of legacy tools.

CRELYTIC Engine represents a new category of AI-powered CRE underwriting software. Upload a rent roll, T12, or Offering Memorandum and the platform uses artificial intelligence to extract all relevant financial data — unit mix, in-place rents, vacancy rates, operating expenses, capital reserves, and debt terms. This data flows automatically into a complete 10-year DCF model with sensitivity analysis, LP/GP waterfall distributions, risk scoring, and an institutional-quality investment memo. The entire process takes minutes instead of the hours or days required with manual spreadsheet analysis or ARGUS.

CRELYTIC Engine supports all commercial real estate asset classes including multifamily, office, retail, industrial, self-storage, and mixed-use properties. Pricing starts at $6.99/month (Starter, 5 deals) with Pro ($11.99/month, 25 deals) and Unlimited ($20/month) tiers available. Try it at engine.crelytic.ai.

Stop Losing Deals to Manual Underwriting

Your competitors are already using AI to analyze deals faster. Every hour your team spends manually entering data into spreadsheets is an hour they could spend evaluating the next opportunity. CRELYTIC Engine gives your team the speed of automation with the depth of institutional-grade analysis.

Plans from $6.99/mo

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